:root {
  --ink: #242260;
  --ink-2: #302d86;
  --cream: #f0eee9;
  --paper: #fbfaf7;
  --lime: #c19a4a;
  --gold: #ad8439;
  --mint: #e7e6f1;
  --line: rgba(45, 42, 131, .15);
  --muted: #6f7082;
  --white: #fff;
  --radius: 3px 20px 3px 20px;
  --shadow: 0 24px 70px rgba(24,22,72,.13);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: radial-gradient(circle at 82% 8%, rgba(167,131,79,.08), transparent 24%), var(--paper); font-family: "Microsoft YaHei", "PingFang SC", "Noto Sans SC", Arial, sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button { color: inherit; }
.section-shell { width: min(1180px, calc(100% - 48px)); margin-inline: auto; }

.site-header { width: min(1260px, calc(100% - 32px)); height: 76px; margin: 16px auto 0; padding: 0 16px 0 22px; display: flex; align-items: center; justify-content: space-between; position: relative; z-index: 50; background: rgba(248, 246, 241, .9); border: 1px solid var(--line); border-radius: 10px; backdrop-filter: blur(18px); }
.brand { display: inline-flex; gap: 11px; align-items: center; }
.brand-image-link { gap: 0; border-radius: 8px; }
.official-logo-frame { width: 154px; height: 64px; display: block; position: relative; overflow: hidden; border: 1px solid rgba(45,42,131,.12); border-radius: 5px 18px 5px 18px; background: #fff; box-shadow: 0 10px 28px rgba(31,29,98,.1); }
.official-logo-image { width: 100%; height: 100%; display: block; object-fit: contain; transform: scale(2.2); transform-origin: 50% 49%; }
.footer-official-logo { width: 180px; height: 82px; border-color: rgba(193,154,74,.26); }
.footer-official-logo .official-logo-image { transform: scale(2); }
.brand-logo-frame { width: 52px; height: 52px; display: block; flex: 0 0 auto; position: relative; overflow: hidden; border: 1px solid rgba(154,116,65,.38); border-radius: 5px 15px 5px 15px; background: radial-gradient(circle at 50% 35%, #172c38, #030506 72%); box-shadow: inset 0 1px 0 rgba(255,255,255,.08), 0 8px 20px rgba(39,17,20,.13); }
.brand-logo-frame::after { content: ""; position: absolute; inset: 0; pointer-events: none; background: linear-gradient(135deg, rgba(255,255,255,.09), transparent 38%); }
.brand-logo-image { width: 100%; height: 100%; display: block; object-fit: contain; transform: scale(2.05); transform-origin: 50% 42%; }
.brand-wording { min-width: 0; }
.brand-wording strong { color: var(--ink); font-family: Georgia, "Songti SC", serif; font-size: 16px; font-weight: 600; letter-spacing: .06em; }
.brand-wording small { color: var(--gold); font-size: 6px; font-weight: 700; letter-spacing: .19em; }
.footer-brand .brand-logo-frame { width: 58px; height: 58px; border-color: rgba(200,174,120,.3); }
.footer-brand .brand-wording strong { color: #f5e9d9; }
.footer-brand .brand-wording small { color: #c19a4a; }
.brand-mark { width: 39px; height: 39px; display: grid; place-items: center; border-radius: 9px 9px 9px 2px; color: #e5d5b0; background: linear-gradient(145deg, #302d86, #171642); box-shadow: inset 0 0 0 1px rgba(255,255,255,.09); font-weight: 800; }
.brand strong, .brand small { display: block; line-height: 1; }
.brand strong { font-size: 18px; letter-spacing: .08em; }
.brand small { margin-top: 5px; color: var(--muted); font-size: 8px; letter-spacing: .22em; }
.desktop-nav { display: flex; gap: 7px; padding: 5px; border: 1px solid rgba(45,42,131,.12); border-radius: 9px; background: #f0eff8; box-shadow: inset 0 1px 0 rgba(255,255,255,.7); font-size: 13px; }
.desktop-nav a { padding: 10px 14px; position: relative; border: 1px solid transparent; border-radius: 6px; color: #39376b; transition: color .2s ease, border-color .2s ease, background .2s ease, box-shadow .2s ease; }
.desktop-nav a::after { content: ""; width: 3px; height: 3px; position: absolute; left: 50%; bottom: 4px; border-radius: 50%; background: transparent; transform: translateX(-50%); transition: background .2s ease; }
.desktop-nav a:hover, .desktop-nav a:focus-visible { color: #f6ead9; border-color: rgba(200,174,120,.28); background: linear-gradient(145deg, #302d86, #1f1d62); box-shadow: 0 7px 16px rgba(35,32,104,.16); outline: none; }
.desktop-nav a:hover::after, .desktop-nav a:focus-visible::after { background: var(--lime); }
.header-cta { display: flex; gap: 18px; align-items: center; padding: 12px 16px 12px 20px; color: white; background: var(--ink); border-radius: 7px; font-size: 14px; }
.header-cta span { color: var(--lime); }
.menu-button { display: none; width: 44px; height: 44px; border: 0; background: var(--ink); border-radius: 12px; }
.menu-button span { display: block; width: 18px; height: 1px; margin: 5px auto; background: white; }

.hero { min-height: 600px; padding: 62px 0 52px; display: grid; grid-template-columns: 1.05fr .95fr; align-items: center; gap: 42px; }
.eyebrow { display: flex; align-items: center; gap: 10px; color: var(--muted); font-size: 13px; letter-spacing: .08em; }
.eyebrow span { width: 27px; height: 2px; background: var(--lime); }
h1 { margin: 25px 0 22px; font-family: Georgia, "Songti SC", serif; font-size: clamp(58px, 6.3vw, 91px); font-weight: 500; line-height: .98; letter-spacing: -.055em; }
h1 em { position: relative; font-style: normal; color: var(--ink-2); }
h1 em::after { content: ""; position: absolute; left: 2px; right: 0; bottom: 2px; height: 12px; z-index: -1; background: var(--lime); border-radius: 20px; transform: rotate(-1deg); }
.hero-data-board { max-width: 540px; margin-top: 22px; padding: 24px 26px; position: relative; overflow: hidden; color: white; border: 1px solid rgba(201,180,134,.22); border-radius: 2px 22px 2px 22px; background: radial-gradient(circle at 90% 5%, rgba(193,154,74,.18), transparent 31%), linear-gradient(145deg, #28266d, #11102f); box-shadow: 0 28px 65px rgba(24,22,72,.2); }
.hero-data-board::after { content: ""; width: 180px; height: 180px; position: absolute; right: -112px; bottom: -118px; border: 1px solid rgba(216,200,143,.12); border-radius: 50%; pointer-events: none; }
.board-topline { padding-bottom: 17px; display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid rgba(255,255,255,.1); }
.board-topline > div { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,.58); font-size: 9px; }
.board-topline i { width: 6px; height: 6px; border-radius: 50%; background: var(--gold); box-shadow: 0 0 0 4px rgba(216,200,143,.09); }
.board-topline b { color: #dacb96; font-size: 7px; letter-spacing: .16em; }
.board-primary { padding: 22px 0 20px; display: grid; grid-template-columns: 1fr 108px; align-items: center; gap: 20px; }
.monthly-figure > span { color: rgba(255,255,255,.48); font-size: 9px; }
.monthly-figure > strong { display: block; margin: 6px 0 4px; color: #f1e4b4; font-family: Georgia, serif; font-size: clamp(38px, 4vw, 49px); font-weight: 500; letter-spacing: -.04em; }
.monthly-figure > small { color: rgba(255,255,255,.32); font-size: 7px; }
.principal-ring { --principal: 59%; width: 100px; height: 100px; padding: 7px; display: grid; place-items: center; border-radius: 50%; background: conic-gradient(var(--gold) 0 var(--principal), rgba(255,255,255,.09) var(--principal) 100%); box-shadow: 0 0 0 1px rgba(216,200,143,.09); }
.principal-ring > div { width: 100%; height: 100%; display: grid; place-content: center; border-radius: 50%; background: #201e59; text-align: center; }
.principal-ring strong,.principal-ring span { display: block; }
.principal-ring strong { color: #f1e4b4; font-family: Georgia, serif; font-size: 20px; font-weight: 500; }
.principal-ring span { margin-top: 3px; color: rgba(255,255,255,.35); font-size: 7px; }
.board-metrics { display: grid; grid-template-columns: 1.25fr .85fr .7fr; border: 1px solid rgba(255,255,255,.09); border-radius: 4px 12px 4px 12px; background: rgba(255,255,255,.045); }
.board-metrics > div { padding: 13px 14px; border-left: 1px solid rgba(255,255,255,.08); }
.board-metrics > div:first-child { border-left: 0; }
.board-metrics span,.board-metrics strong { display: block; }
.board-metrics span { margin-bottom: 5px; color: rgba(255,255,255,.34); font-size: 7px; }
.board-metrics strong { color: rgba(255,255,255,.82); font-family: Georgia, "Songti SC", serif; font-size: 13px; font-weight: 500; }
.board-breakdown { padding-top: 17px; }
.board-breakdown > div:first-child,.breakdown-labels { display: flex; align-items: center; justify-content: space-between; }
.board-breakdown > div:first-child { color: rgba(255,255,255,.42); font-size: 8px; }
.board-breakdown > div:first-child strong { color: rgba(255,255,255,.78); font-family: Georgia, serif; font-size: 11px; }
.breakdown-bar { height: 5px; margin: 10px 0 7px; overflow: hidden; border-radius: 10px; background: rgba(255,255,255,.09); }
.breakdown-bar i { width: 59%; height: 100%; display: block; border-radius: inherit; background: linear-gradient(90deg, #b79a50, #ebdca6); transition: width .3s ease; }
.breakdown-labels { color: rgba(255,255,255,.31); font-size: 7px; }
.breakdown-labels b { color: rgba(255,255,255,.54); font-weight: 500; }
.hero-lead { max-width: 520px; margin: 17px 0 0; color: var(--muted); font-size: 13px; line-height: 1.75; }
.hero-actions { margin-top: 22px; display: flex; align-items: center; gap: 29px; }
.button { min-height: 52px; padding: 0 22px; border: 0; border-radius: 7px; display: inline-flex; justify-content: center; align-items: center; gap: 30px; cursor: pointer; font-weight: 700; transition: transform .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(55, 24, 29, .16); }
.button-primary { color: white; background: var(--ink); }
.button-primary span { color: var(--lime); }
.text-link { font-size: 14px; border-bottom: 1px solid var(--ink); padding-bottom: 5px; }
.text-link span { margin-left: 6px; }
.trust-row { display: flex; gap: 14px; align-items: center; margin-top: 42px; }
.trust-faces { display: flex; }
.trust-faces span { width: 34px; height: 34px; margin-left: -7px; display: grid; place-items: center; border: 3px solid var(--paper); border-radius: 50%; background: var(--mint); font-size: 11px; font-weight: 700; }
.trust-faces span:first-child { margin-left: 0; background: #e8c9aa; }
.trust-faces span:nth-child(2) { background: #d9d8e9; }
.trust-faces span:nth-child(3) { background: #e2c6cb; }
.trust-faces span:last-child { background: var(--lime); }
.trust-row p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.45; }
.trust-row strong { color: var(--ink); font-size: 13px; }

.hero-visual { min-height: 545px; position: relative; display: grid; place-items: center; overflow: hidden; border-radius: 2px 28px 2px 28px; background: #ddd3c7; box-shadow: 0 35px 85px rgba(24,22,72,.16); }
.hero-visual::before { content: ""; width: 360px; height: 360px; position: absolute; border-radius: 50%; background: var(--lime); filter: blur(1px); }
.visual-orbit { position: absolute; border: 1px solid rgba(63,31,35,.15); border-radius: 50%; }
.orbit-one { width: 510px; height: 510px; }
.orbit-two { width: 650px; height: 360px; transform: rotate(24deg); }
.advisor-card { width: 340px; height: 430px; position: relative; z-index: 2; overflow: hidden; border: 1px solid rgba(255,255,255,.55); border-radius: 160px 160px 26px 26px; background: linear-gradient(145deg, #3c3997, #171642); box-shadow: var(--shadow); }
.advisor-portrait { position: absolute; inset: 0; }
.portrait-face { width: 120px; height: 152px; position: absolute; left: 110px; top: 72px; border-radius: 48% 48% 46% 46%; background: #d49b79; box-shadow: inset -15px -9px 0 rgba(127,64,45,.14); }
.portrait-hair { width: 144px; height: 105px; position: absolute; z-index: 2; left: 98px; top: 54px; border-radius: 55% 55% 25% 35%; background: #1d201d; transform: rotate(-3deg); }
.portrait-hair::after { content: ""; width: 35px; height: 85px; position: absolute; right: 3px; top: 55px; border-radius: 50%; background: #1d201d; transform: rotate(-8deg); }
.portrait-body { width: 285px; height: 220px; position: absolute; left: 29px; bottom: -30px; border-radius: 45% 45% 0 0; background: #f4eee3; }
.portrait-body::before { content: ""; width: 85px; height: 60px; position: absolute; left: 100px; top: -15px; background: #d49b79; border-radius: 0 0 30px 30px; }
.advisor-copy { position: absolute; z-index: 3; left: 25px; right: 25px; bottom: 24px; padding: 18px; color: white; border: 1px solid rgba(255,255,255,.25); border-radius: 17px; background: rgba(35,18,21,.82); backdrop-filter: blur(8px); }
.advisor-copy h3 { margin: 10px 0 6px; font-family: Georgia, "Songti SC", serif; font-weight: 500; font-size: 22px; line-height: 1.28; }
.advisor-copy p { margin: 0; opacity: .65; font-size: 10px; }
.online-dot { font-size: 9px; color: var(--lime); }
.online-dot::before { content: ""; width: 6px; height: 6px; display: inline-block; margin-right: 6px; border-radius: 50%; background: var(--lime); }
.floating-card { position: absolute; z-index: 4; padding: 15px 18px; border: 1px solid rgba(255,255,255,.75); border-radius: 16px; background: rgba(255,255,255,.88); box-shadow: 0 15px 38px rgba(16,35,29,.12); backdrop-filter: blur(10px); }
.rate-card { left: 24px; top: 65px; }
.rate-card > span { color: var(--muted); font-size: 10px; }
.rate-card strong { display: block; margin: 3px 0; font-family: Georgia, serif; font-size: 34px; }
.rate-card strong small { font-size: 16px; }
.rate-card p { margin: 0; color: var(--muted); font-size: 8px; }
.match-card { right: 20px; bottom: 64px; display: flex; gap: 10px; align-items: center; }
.match-card .check { width: 29px; height: 29px; display: grid; place-items: center; border-radius: 50%; color: var(--ink); background: var(--lime); font-weight: 800; }
.match-card strong, .match-card small { display: block; }
.match-card strong { font-size: 11px; }
.match-card small { margin-top: 3px; color: var(--muted); font-size: 8px; }
.hero-photo { width: 100%; height: 545px; position: absolute; inset: 0; object-fit: cover; object-position: 58% center; }
.campaign-visual { width: min(100%, 500px); min-height: 0; aspect-ratio: 4 / 3; justify-self: end; background: #f8f8f6; }
.campaign-visual::before { display: none; }
.campaign-hero-image { height: 100%; position: static; object-fit: contain; object-position: center; }
.campaign-disclaimer { padding: 7px 10px; position: absolute; left: 14px; right: 14px; bottom: 12px; z-index: 2; color: rgba(36,34,96,.72); border: 1px solid rgba(45,42,131,.1); border-radius: 4px; background: rgba(255,255,255,.82); backdrop-filter: blur(6px); font-size: 7px; text-align: center; }
.hero-photo-shade { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(38,16,20,.16), transparent 42%), linear-gradient(0deg, rgba(29,13,16,.48), transparent 45%); }
.photo-caption { width: 275px; left: 28px; right: auto; bottom: 27px; padding: 20px 22px; background: rgba(37,22,24,.9); box-shadow: 0 18px 45px rgba(0,0,0,.19); }
.photo-caption h3 { font-size: 24px; }
.photo-caption p { font-size: 9px; }
.hero-visual .rate-card { left: 27px; top: 28px; background: rgba(255,255,255,.93); }
.hero-visual .rate-card strong { color: var(--ink); }
.hero-visual .match-card { right: 22px; bottom: 28px; }

.proof-strip { padding: 20px max(24px, calc((100% - 1180px) / 2)); display: grid; grid-template-columns: 1.2fr repeat(4, 1fr); align-items: center; color: white; background: var(--ink); font-size: 13px; }
.proof-strip > p { color: rgba(255,255,255,.45); }
.proof-strip div { padding-left: 25px; border-left: 1px solid rgba(255,255,255,.12); }
.proof-strip span { margin-right: 8px; color: var(--lime); font-size: 10px; }

.rates-section { padding-top: 88px; padding-bottom: 20px; }
.rates-top { margin-bottom: 50px; display: grid; grid-template-columns: 1.15fr .85fr; align-items: end; gap: 90px; }
.rates-top h2 { margin: 0; font-family: Georgia, "Songti SC", serif; font-size: clamp(42px, 4.7vw, 62px); font-weight: 500; line-height: 1.08; letter-spacing: -.04em; }
.rates-context > p { margin: 0 0 18px; color: var(--muted); font-size: 13px; line-height: 1.85; }
.live-pill { display: inline-flex; align-items: center; gap: 8px; padding: 7px 11px; border: 1px solid var(--line); border-radius: 30px; color: #737c86; background: rgba(255,255,255,.6); font-size: 9px; }
.live-pill i { width: 6px; height: 6px; border-radius: 50%; background: #ad8439; box-shadow: 0 0 0 4px rgba(173,132,57,.14); }
.rate-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.market-rate-card { min-height: 395px; padding: 28px; position: relative; overflow: hidden; display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: 5px 28px 5px 28px; background: rgba(255,255,255,.78); box-shadow: 0 18px 50px rgba(16,35,29,.055); }
.market-rate-card::after { content: ""; width: 140px; height: 140px; position: absolute; right: -70px; top: -70px; border: 1px solid rgba(183,154,80,.24); border-radius: 50%; }
.featured-rate { color: white; border-color: transparent; background: linear-gradient(145deg, #302d86, #14133a); box-shadow: 0 24px 60px rgba(24,22,72,.18); }
.rate-card-head { display: flex; align-items: center; justify-content: space-between; color: var(--muted); font-size: 9px; letter-spacing: .08em; text-transform: uppercase; }
.rate-card-head b { color: var(--gold); font-size: 9px; letter-spacing: .12em; }
.featured-rate .rate-card-head { color: rgba(255,255,255,.52); }
.featured-rate .rate-card-head b { color: #eadca8; }
.rate-number { margin: 46px 0 22px; font-family: Georgia, serif; font-size: 62px; line-height: .9; letter-spacing: -.045em; }
.rate-number.range { font-size: 47px; }
.rate-number small { margin-left: 7px; color: var(--muted); font-family: inherit; font-size: 11px; letter-spacing: 0; }
.featured-rate .rate-number small { color: rgba(255,255,255,.54); }
.market-rate-card h3 { margin: 0 0 13px; font-family: Georgia, "Songti SC", serif; font-size: 21px; font-weight: 500; }
.market-rate-card p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.75; }
.featured-rate p { color: rgba(255,255,255,.54); }
.market-rate-card a { margin-top: auto; padding-top: 22px; display: flex; justify-content: space-between; border-top: 1px solid var(--line); font-size: 10px; font-weight: 700; }
.featured-rate a { border-color: rgba(255,255,255,.12); }
.market-rate-card a span { color: var(--gold); }
.rate-disclaimer { margin: 22px 0 0; color: #8a929b; font-size: 9px; line-height: 1.65; }

.services, .process, .faq { padding-top: 88px; padding-bottom: 88px; }
.section-heading { margin-bottom: 55px; display: grid; grid-template-columns: 1.4fr .6fr; align-items: end; gap: 80px; }
.section-kicker { display: block; margin-bottom: 19px; color: #727b85; font-size: 11px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.section-kicker::before { content: ""; width: 22px; height: 2px; margin-right: 8px; display: inline-block; vertical-align: middle; background: var(--lime); }
.section-kicker.light { color: rgba(255,255,255,.55); }
.section-heading h2, .calculator-copy h2, .faq-intro h2, .consult-copy h2 { margin: 0; font-family: Georgia, "Songti SC", serif; font-size: clamp(40px, 4.5vw, 60px); font-weight: 500; line-height: 1.12; letter-spacing: -.035em; }
.section-heading > p { margin: 0 0 7px; color: var(--muted); font-size: 15px; line-height: 1.9; }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.service-card { min-height: 380px; padding: 28px; display: flex; flex-direction: column; border: 1px solid var(--line); border-radius: var(--radius); background: white; transition: transform .25s ease, box-shadow .25s ease; }
.service-card:hover { transform: translateY(-7px); box-shadow: var(--shadow); }
.service-card.dark-card { color: white; background: var(--ink); }
.service-index { align-self: flex-end; color: #87909a; font-size: 11px; }
.service-icon { width: 58px; height: 58px; margin-top: 27px; display: grid; place-items: center; border-radius: 17px; color: var(--ink); background: var(--lime); font-size: 26px; }
.service-card h3 { margin: 31px 0 13px; font-family: Georgia, "Songti SC", serif; font-size: 27px; font-weight: 500; }
.service-card p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.8; }
.dark-card p { color: rgba(255,255,255,.58); }
.service-card a { margin-top: auto; padding-top: 25px; border-top: 1px solid var(--line); display: flex; justify-content: space-between; font-size: 12px; font-weight: 700; }
.dark-card a { border-color: rgba(255,255,255,.12); }
.service-card a span { color: #929aa3; }

.campaign-feature { padding-top: 88px; padding-bottom: 88px; display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 60px; }
.campaign-feature-copy h2 { margin: 0; font-family: Georgia, "Songti SC", serif; font-size: clamp(40px, 4.5vw, 60px); font-weight: 500; line-height: 1.12; letter-spacing: -.035em; }
.campaign-feature-copy > p { max-width: 470px; margin: 24px 0; color: var(--muted); font-size: 14px; line-height: 1.85; }
.campaign-points { margin-bottom: 30px; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.campaign-points span { padding: 10px 12px; color: var(--ink-2); border: 1px solid var(--line); border-radius: 3px 9px 3px 9px; background: #f0eff8; font-size: 9px; }
.campaign-feature-copy > small { max-width: 470px; margin-top: 22px; display: block; color: #848493; font-size: 8px; line-height: 1.65; }
.campaign-poster { min-height: 500px; margin: 0; display: grid; place-items: center; overflow: hidden; border: 1px solid var(--line); border-radius: 4px 28px 4px 28px; background: #050505; box-shadow: 0 24px 58px rgba(24,22,72,.14); }
.campaign-poster img { width: 100%; max-height: 560px; display: block; object-fit: contain; }

.calculator-section { padding: 82px 0; color: white; overflow: hidden; background: var(--ink); }
.calculator-grid { display: grid; grid-template-columns: .8fr 1.2fr; align-items: center; gap: 80px; }
.calculator-copy p { max-width: 440px; color: rgba(255,255,255,.57); line-height: 1.8; }
.calc-note { max-width: 390px; margin-top: 35px; display: flex; gap: 11px; color: rgba(255,255,255,.43); font-size: 10px; line-height: 1.5; }
.calc-note span { min-width: 20px; height: 20px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; color: var(--lime); }
.calculator { padding: 28px; display: grid; grid-template-columns: 1.1fr .9fr; gap: 25px; border: 1px solid rgba(216,200,143,.22); border-radius: 5px 30px 5px 30px; background: linear-gradient(145deg, rgba(255,255,255,.075), rgba(255,255,255,.025)); box-shadow: 0 30px 70px rgba(0,0,0,.12); }
.calc-fields { padding: 15px 8px; }
.rate-presets { margin-bottom: 28px; display: flex; flex-wrap: wrap; gap: 7px; }
.rate-presets button { padding: 8px 10px; color: rgba(255,255,255,.58); border: 1px solid rgba(255,255,255,.13); border-radius: 30px; background: transparent; cursor: pointer; font-size: 8px; transition: .2s ease; }
.rate-presets button:hover, .rate-presets button.active { color: var(--ink); border-color: var(--lime); background: var(--lime); }
.calc-fields label { display: block; color: rgba(255,255,255,.62); font-size: 11px; }
.calc-fields label > span { float: right; color: white; font-size: 13px; font-weight: 700; }
input[type="range"] { width: 100%; margin: 24px 0 37px; accent-color: var(--lime); }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.input-wrap { margin-top: 9px; display: flex; align-items: center; border: 1px solid rgba(200,174,120,.32); border-radius: 12px; background: rgba(45,42,131,.2); transition: border-color .2s, box-shadow .2s, background .2s; }
.input-wrap:hover { background: rgba(45,42,131,.28); }
.input-wrap:focus-within { border-color: var(--lime); background: rgba(45,42,131,.34); box-shadow: 0 0 0 3px rgba(200,174,120,.12); }
.input-wrap input { width: 100%; padding: 13px; color: white; border: 0; outline: 0; background: transparent; }
.input-wrap span { padding-right: 13px; color: rgba(255,255,255,.5); }
.calc-result { padding: 25px; border-radius: 3px 18px 3px 18px; color: var(--ink); background: linear-gradient(145deg, #e2d6bb, #bba06e); box-shadow: inset 0 0 0 1px rgba(255,255,255,.25); }
.calc-result > span { font-size: 11px; }
.calc-result > span i { float: right; font-style: normal; opacity: .58; font-size: 8px; }
.calc-result > strong { display: block; margin: 15px 0 44px; font-family: Georgia, serif; font-size: clamp(30px, 3vw, 42px); }
.calc-result div { padding-top: 14px; border-top: 1px solid rgba(16,35,29,.18); }
.calc-result p { display: flex; justify-content: space-between; margin: 10px 0; font-size: 9px; }
.calc-result b { font-size: 10px; }
.payment-mix { margin-top: 18px; padding-top: 16px !important; }
.payment-mix > div:not(.mix-bar) { display: flex; justify-content: space-between; color: rgba(16,35,29,.68); font-size: 8px; }
.payment-mix .mix-bar { height: 5px; margin: 7px 0; padding: 0; overflow: hidden; border: 0; border-radius: 5px; background: rgba(16,35,29,.18); }
.mix-bar i { height: 100%; display: block; border-radius: inherit; background: var(--ink); transition: width .3s ease; }

.process-grid { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 38px; }
.process-grid::before { content: ""; position: absolute; left: 35px; right: 35px; top: 28px; border-top: 1px dashed #aab5af; }
.process-grid article { position: relative; padding-right: 25px; }
.process-grid article > span { width: 58px; height: 58px; position: relative; z-index: 2; display: grid; place-items: center; border: 8px solid var(--paper); border-radius: 50%; color: var(--ink); background: var(--lime); font-family: Georgia, serif; font-size: 18px; }
.process-grid h3 { margin: 27px 0 12px; font-size: 17px; }
.process-grid p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.8; }

.testimonial { margin-bottom: 130px; padding: 70px 10%; position: relative; overflow: hidden; color: white; border-radius: 3px 24px 3px 24px; background: #2e2b80; text-align: center; }
.testimonial::before, .testimonial::after { content: ""; position: absolute; border: 1px solid rgba(215,242,104,.18); border-radius: 50%; }
.testimonial::before { width: 420px; height: 420px; left: -200px; top: -230px; }
.testimonial::after { width: 310px; height: 310px; right: -100px; bottom: -210px; }
.quote-mark { color: var(--lime); font-family: Georgia, serif; font-size: 60px; line-height: .6; }
blockquote { max-width: 800px; margin: 27px auto 34px; font-family: Georgia, "Songti SC", serif; font-size: clamp(23px, 3vw, 34px); line-height: 1.55; }
.quote-author { display: inline-flex; align-items: center; gap: 12px; text-align: left; }
.quote-author > span { width: 39px; height: 39px; display: grid; place-items: center; border-radius: 50%; color: var(--ink); background: var(--lime); font-size: 10px; font-weight: 800; }
.quote-author p { margin: 0; color: rgba(255,255,255,.48); font-size: 9px; line-height: 1.6; }
.quote-author strong { color: white; font-size: 11px; }

.faq { padding-top: 0; display: grid; grid-template-columns: .7fr 1.3fr; gap: 100px; }
.faq-intro > p { margin-top: 25px; color: var(--muted); font-size: 13px; line-height: 1.8; }
.accordion details { border-top: 1px solid var(--line); }
.accordion details:last-child { border-bottom: 1px solid var(--line); }
.accordion summary { padding: 24px 0; display: flex; justify-content: space-between; list-style: none; cursor: pointer; font-size: 15px; font-weight: 700; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { color: #7f8892; font-size: 21px; font-weight: 400; transition: transform .2s; }
.accordion details[open] summary span { transform: rotate(45deg); }
.accordion details p { margin: -5px 35px 24px 0; color: var(--muted); font-size: 13px; line-height: 1.75; }

.consult-section { padding: 82px 0 70px; position: relative; overflow: hidden; color: white; background: radial-gradient(circle at 88% 12%, rgba(193,154,74,.18), transparent 26%), linear-gradient(145deg, #29266f, #10102d); }
.consult-section::before { content: ""; width: 460px; height: 460px; position: absolute; left: -250px; bottom: -300px; border: 1px solid rgba(216,200,143,.12); border-radius: 50%; }
.consult-heading { margin-bottom: 36px; display: grid; grid-template-columns: 1.15fr .85fr; gap: 64px; align-items: end; }
.consult-heading h2 { margin: 0; font-family: Georgia, "Songti SC", serif; font-size: clamp(42px, 4.6vw, 61px); font-weight: 500; line-height: 1.1; letter-spacing: -.04em; }
.consult-heading-copy > p { max-width: 500px; margin: 0; color: rgba(255,255,255,.56); font-size: 13px; line-height: 1.85; }
.contact-points { margin-top: 22px; display: flex; flex-wrap: wrap; gap: 10px 22px; color: rgba(255,255,255,.65); font-size: 10px; }
.contact-points span::first-letter { color: var(--lime); }
.client-workspace { display: grid; grid-template-columns: 1.12fr .88fr; gap: 18px; align-items: stretch; }
.consult-form { padding: 34px; color: var(--ink); border: 1px solid rgba(216,200,143,.28); border-radius: 5px 30px 5px 30px; background: linear-gradient(145deg, #fff, #f4f0e6); box-shadow: 0 30px 80px rgba(0,0,0,.18); }
.form-title { margin-bottom: 28px; padding-bottom: 20px; display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid var(--line); }
.form-title > div { display: flex; align-items: center; gap: 11px; }
.form-title span, .registry-head > div > span { width: 28px; height: 28px; display: grid; place-items: center; border-radius: 50%; color: var(--ink); background: var(--lime); font-family: Georgia, serif; font-size: 9px; }
.form-title h3, .registry-head h3 { margin: 0; font-family: Georgia, "Songti SC", serif; font-size: 21px; font-weight: 500; }
.form-title p { margin: 0; color: var(--muted); font-size: 8px; }
.form-title i, .consult-form label > i { color: #ad8439; font-style: normal; }
.consult-form label { display: block; margin-bottom: 18px; color: #6f7082; font-size: 9px; font-weight: 700; letter-spacing: .02em; }
.consult-form input, .consult-form select, .consult-form textarea { width: 100%; margin-top: 8px; padding: 13px 14px; color: var(--ink); border: 1px solid rgba(45,42,131,.22); border-radius: 4px 11px 4px 11px; outline: none; background: linear-gradient(145deg, #f0eff8, #e6e4f1); resize: vertical; transition: border-color .2s, box-shadow .2s, background .2s; }
.consult-form input:hover, .consult-form select:hover, .consult-form textarea:hover { border-color: rgba(45,42,131,.38); background: #f7f6fb; }
.consult-form input:focus, .consult-form select:focus, .consult-form textarea:focus { border-color: #302d86; background: #ffffff; box-shadow: 0 0 0 3px rgba(45,42,131,.12); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.consult-form .consent { display: flex; align-items: flex-start; gap: 8px; font-weight: 400; line-height: 1.5; }
.consent input { width: auto; margin: 2px 0 0; accent-color: var(--ink); }
.button-lime { width: 100%; background: linear-gradient(135deg, #dfd2b3, #b89962); }
.form-status { min-height: 17px; margin: 10px 0 0; color: #63707e; font-size: 11px; text-align: center; }
.client-registry { min-height: 100%; padding: 34px; position: relative; overflow: hidden; border: 1px solid rgba(216,200,143,.2); border-radius: 30px 5px 30px 5px; background: linear-gradient(145deg, rgba(255,255,255,.075), rgba(255,255,255,.025)); box-shadow: inset 0 1px 0 rgba(255,255,255,.06); }
.client-registry::after { content: ""; width: 250px; height: 250px; position: absolute; right: -150px; bottom: -150px; border: 1px solid rgba(216,200,143,.12); border-radius: 50%; pointer-events: none; }
.registry-head { padding-bottom: 24px; display: flex; align-items: flex-start; justify-content: space-between; gap: 18px; border-bottom: 1px solid rgba(255,255,255,.11); }
.registry-head > div > span { margin-bottom: 16px; }
.registry-head h3 { color: white; }
.registry-head p { margin: 7px 0 0; color: rgba(255,255,255,.43); font-size: 9px; }
.registry-head p b { color: #eadca8; }
.registry-toggle { padding: 9px 12px; display: inline-flex; align-items: center; gap: 8px; color: #eadca8; border: 1px solid rgba(216,200,143,.24); border-radius: 30px; background: rgba(216,200,143,.06); cursor: pointer; font-size: 8px; }
.registry-toggle span { transition: transform .2s; }
.registry-toggle[aria-expanded="true"] span { transform: rotate(180deg); }
.registry-privacy { margin-top: 20px; padding: 13px; display: flex; gap: 10px; align-items: center; border: 1px solid rgba(255,255,255,.08); border-radius: 4px 12px 4px 12px; background: rgba(0,0,0,.12); }
.registry-privacy > span { color: var(--lime); font-size: 18px; }
.registry-privacy p { margin: 0; color: rgba(255,255,255,.4); font-size: 8px; line-height: 1.55; }
.registry-privacy strong { display: block; color: rgba(255,255,255,.7); font-size: 9px; }
.registry-locked { min-height: 290px; display: grid; place-content: center; position: relative; z-index: 1; text-align: center; }
.lock-symbol { width: 52px; height: 52px; margin: 0 auto 16px; display: grid; place-items: center; border: 1px solid rgba(216,200,143,.25); border-radius: 50%; color: var(--lime); font-size: 22px; }
.registry-locked h4 { margin: 0 0 8px; font-family: Georgia, "Songti SC", serif; font-size: 18px; font-weight: 500; }
.registry-locked p { margin: 0; color: rgba(255,255,255,.38); font-size: 9px; }
.registry-list { max-height: 450px; margin-top: 18px; padding-right: 5px; overflow-y: auto; position: relative; z-index: 1; }
.registry-list[hidden] { display: none; }
.client-item { margin-bottom: 9px; padding: 15px; display: grid; grid-template-columns: 38px 1fr auto; gap: 12px; align-items: center; border: 1px solid rgba(255,255,255,.09); border-radius: 4px 13px 4px 13px; background: rgba(255,255,255,.055); }
.client-avatar { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; color: var(--ink); background: var(--lime); font-family: Georgia, "Songti SC", serif; font-size: 13px; }
.client-main strong { display: block; margin-bottom: 5px; font-size: 11px; }
.client-main p { margin: 0; color: rgba(255,255,255,.42); font-size: 8px; line-height: 1.6; }
.client-meta { text-align: right; }
.client-meta b { display: block; margin-bottom: 6px; color: #eadca8; font-family: Georgia, serif; font-size: 12px; }
.client-meta time { color: rgba(255,255,255,.3); font-size: 7px; }
.client-actions { grid-column: 2 / -1; display: flex; gap: 7px; }
.client-actions select { flex: 1; padding: 7px 9px; color: #f4e5d4; border: 1px solid rgba(200,174,120,.28); border-radius: 7px; outline: none; background: #4a2229; font-size: 8px; }
.delete-client { padding: 7px 10px; color: #d6aaa0; border: 1px solid rgba(214,170,160,.15); border-radius: 7px; background: transparent; cursor: pointer; font-size: 8px; }
.registry-empty { min-height: 250px; display: grid; place-content: center; color: rgba(255,255,255,.35); font-size: 9px; text-align: center; }
.clear-records { margin-top: 14px; padding: 8px 0; position: relative; z-index: 1; color: rgba(255,255,255,.34); border: 0; border-bottom: 1px solid rgba(255,255,255,.12); background: transparent; cursor: pointer; font-size: 8px; }
.data-notice { margin: 18px 0 0; color: rgba(255,255,255,.28); font-size: 8px; line-height: 1.6; }
.secure-intake { min-height: 100%; padding: 42px; position: relative; overflow: hidden; border: 1px solid rgba(216,200,143,.24); border-radius: 30px 5px 30px 5px; background: linear-gradient(150deg, rgba(255,255,255,.08), rgba(255,255,255,.018)); box-shadow: inset 0 1px 0 rgba(255,255,255,.07); }
.secure-intake::before { content: ""; width: 340px; height: 340px; position: absolute; right: -210px; top: -210px; border: 1px solid rgba(216,200,143,.16); border-radius: 50%; }
.secure-intake::after { content: ""; width: 220px; height: 220px; position: absolute; left: -140px; bottom: -150px; border: 1px solid rgba(216,200,143,.09); border-radius: 50%; }
.secure-badge { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.38); font-size: 8px; letter-spacing: .16em; }
.secure-badge span { width: 29px; height: 29px; display: grid; place-items: center; border-radius: 50%; color: var(--ink); background: var(--lime); font-family: Georgia, serif; letter-spacing: 0; }
.secure-intake h3 { max-width: 410px; margin: 55px 0 20px; font-family: Georgia, "Songti SC", serif; font-size: clamp(30px, 3vw, 43px); font-weight: 500; line-height: 1.22; letter-spacing: -.03em; }
.secure-intake > p { max-width: 410px; margin: 0; color: rgba(255,255,255,.48); font-size: 11px; line-height: 1.85; }
.secure-flow { margin-top: 45px; position: relative; z-index: 1; }
.secure-flow > div { padding: 14px 0; display: flex; align-items: center; gap: 14px; }
.secure-flow > div > span { width: 32px; height: 32px; display: grid; place-items: center; flex: 0 0 auto; border: 1px solid rgba(216,200,143,.28); border-radius: 50%; color: #eadca8; font-family: Georgia, serif; font-size: 9px; }
.secure-flow p { margin: 0; color: rgba(255,255,255,.37); font-size: 8px; line-height: 1.55; }
.secure-flow strong { display: block; color: rgba(255,255,255,.8); font-size: 10px; }
.secure-flow i { width: 1px; height: 14px; margin-left: 16px; display: block; background: rgba(216,200,143,.18); }
.secure-note { margin-top: 38px; padding: 15px; display: flex; align-items: center; gap: 12px; position: relative; z-index: 1; border: 1px solid rgba(216,200,143,.14); border-radius: 4px 14px 4px 14px; background: rgba(0,0,0,.13); }
.secure-note > span { color: var(--lime); font-size: 18px; }
.secure-note p { margin: 0; color: rgba(255,255,255,.4); font-size: 8px; line-height: 1.55; }

.bank-network { padding: 72px 0 58px; }
.bank-network-head { margin-bottom: 28px; display: flex; align-items: flex-end; justify-content: space-between; gap: 30px; }
.bank-network-head > div:first-child > span { color: rgba(255,255,255,.36); font-size: 8px; font-weight: 700; letter-spacing: .2em; }
.bank-network-head h2 { margin: 9px 0 0; color: #f4e8d8; font-family: Georgia, "Songti SC", serif; font-size: clamp(28px, 3.4vw, 43px); font-weight: 500; letter-spacing: -.03em; }
.madani-mark { min-width: 116px; padding: 10px 15px 9px; border: 1px solid rgba(200,174,120,.28); border-radius: 3px 12px 3px 12px; background: rgba(255,255,255,.05); text-align: center; }
.madani-mark small { display: block; margin-bottom: 2px; color: rgba(255,255,255,.4); font-size: 6px; letter-spacing: .35em; }
.madani-mark strong { color: #e7cf9d; font-family: Georgia, serif; font-size: 17px; letter-spacing: .16em; }
.bank-logos { display: grid; grid-template-columns: repeat(4, 1fr); gap: 9px; }
.bank-logo { min-height: 76px; padding: 13px 18px; display: flex; align-items: center; justify-content: center; overflow: hidden; border: 1px solid rgba(255,255,255,.22); border-radius: 3px 10px 3px 10px; background: #fff; box-shadow: 0 5px 16px rgba(0,0,0,.12); }
.bank-logo img { display: block; width: 100%; height: 42px; object-fit: contain; }
.bank-logo b { display: none; }
.bank-logo.maybank { border-color: rgba(255,205,0,.72); }
.bank-logo.cimb, .bank-logo.public-bank { border-color: rgba(190,31,45,.42); }
.bank-logo.rhb, .bank-logo.bsn { border-color: rgba(7,82,155,.38); }
.bank-logo.hong-leong { border-color: rgba(0,107,87,.38); }
.bank-logo.ambank, .bank-logo.bank-islam { border-color: rgba(154,38,59,.38); }
.service-fee-card { margin-top: 16px; padding: 27px 30px; display: grid; grid-template-columns: 105px 1fr; align-items: center; gap: 28px; border: 1px solid rgba(200,174,120,.2); border-radius: 3px 18px 3px 18px; background: linear-gradient(135deg, rgba(45,42,131,.54), rgba(255,255,255,.035)); }
.fee-number { display: flex; align-items: flex-start; color: #e9d5a8; font-family: Georgia, serif; line-height: .8; }
.fee-number strong { font-size: 70px; font-weight: 500; }
.fee-number span { margin: 5px 0 0 4px; font-size: 19px; }
.service-fee-card small { color: #c19a4a; font-size: 7px; font-weight: 700; letter-spacing: .19em; }
.service-fee-card h3 { margin: 7px 0 8px; color: white; font-family: Georgia, "Songti SC", serif; font-size: 19px; font-weight: 500; line-height: 1.45; }
.service-fee-card p { margin: 0; color: rgba(255,255,255,.44); font-size: 9px; line-height: 1.7; }
.fee-examples { margin: 17px 0 15px; display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }
.fee-examples span { padding: 12px 14px; display: grid; grid-template-columns: 1fr auto; align-items: center; gap: 4px 12px; border: 1px solid rgba(200,174,120,.16); border-radius: 3px 10px 3px 10px; background: rgba(0,0,0,.12); }
.fee-examples b { color: rgba(255,255,255,.7); font-family: Georgia, serif; font-size: 12px; font-weight: 500; }
.fee-examples i { grid-row: 1 / 3; grid-column: 2; color: #c19a4a; font-size: 8px; font-style: normal; }
.fee-examples strong { color: #f0dcae; font-family: Georgia, serif; font-size: 18px; font-weight: 500; }
.fee-terms { margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; list-style: none; }
.fee-terms li { padding-left: 13px; position: relative; color: rgba(255,255,255,.48); font-size: 8px; line-height: 1.55; }
.fee-terms li::before { content: ""; width: 4px; height: 4px; position: absolute; left: 0; top: 5px; border-radius: 50%; background: #c19a4a; }

footer { color: rgba(255,255,255,.72); background: #10102d; }
.footer-main { padding: 58px 0; display: grid; grid-template-columns: .8fr 1fr 1fr; align-items: center; gap: 40px; }
.footer-brand { color: white; }
.footer-brand .brand-mark { color: var(--ink); background: var(--lime); }
.footer-main > p { color: rgba(255,255,255,.45); font-size: 12px; }
.footer-links { display: flex; justify-content: flex-end; gap: 23px; font-size: 11px; }
.footer-bottom { padding: 22px 0 28px; display: flex; justify-content: space-between; gap: 40px; border-top: 1px solid rgba(255,255,255,.1); color: rgba(255,255,255,.34); font-size: 8px; line-height: 1.6; }
.footer-bottom p:last-child { max-width: 620px; text-align: right; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.reveal.visible { opacity: 1; transform: none; }
.reveal-delay { transition-delay: .12s; }

@media (max-width: 900px) {
  .desktop-nav, .header-cta { display: none; }
  .menu-button { display: block; }
  .desktop-nav.mobile-open { position: absolute; top: 70px; left: 0; right: 0; padding: 22px; display: grid; gap: 20px; border: 1px solid var(--line); border-radius: 16px; background: var(--paper); box-shadow: var(--shadow); }
  .hero { padding-top: 50px; grid-template-columns: 1fr; }
  .hero-copy { max-width: 650px; }
  .hero-visual { min-height: 500px; }
  .hero-visual.campaign-visual { min-height: 0; }
  .proof-strip { grid-template-columns: repeat(2, 1fr); gap: 18px; }
  .proof-strip > p { grid-column: 1 / -1; }
  .proof-strip div { padding: 0; border: 0; }
  .section-heading, .calculator-grid, .faq, .consult-heading, .rates-top, .campaign-feature { grid-template-columns: 1fr; gap: 45px; }
  .client-workspace { grid-template-columns: 1fr; }
  .rate-grid { grid-template-columns: 1fr; }
  .market-rate-card { min-height: 340px; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card { min-height: 330px; }
  .calculator { grid-template-columns: 1fr; }
  .bank-logos { grid-template-columns: repeat(2, 1fr); }
  .footer-main { grid-template-columns: 1fr; }
  .footer-links { justify-content: flex-start; }
}

@media (max-width: 600px) {
  .section-shell { width: min(100% - 32px, 1180px); }
  .site-header { width: calc(100% - 20px); margin-top: 10px; }
  .hero { min-height: auto; padding: 42px 0; gap: 30px; }
  h1 { font-size: 51px; }
  .hero-copy { min-width: 0; }
  .hero-data-board { width: 100%; max-width: 100%; padding: 20px; }
  .board-primary { grid-template-columns: minmax(0, 1fr) 78px; gap: 12px; }
  .principal-ring { width: 74px; height: 74px; padding: 5px; }
  .principal-ring strong { font-size: 17px; }
  .monthly-figure { min-width: 0; }
  .monthly-figure > strong { font-size: 33px; white-space: nowrap; }
  .board-metrics { grid-template-columns: 1fr 1fr; }
  .board-metrics > div { min-width: 0; padding: 11px 9px; }
  .board-metrics > div:nth-child(3) { grid-column: 1 / -1; border-top: 1px solid rgba(255,255,255,.08); border-left: 0; }
  .board-metrics strong { font-size: 11px; }
  .hero-actions { align-items: flex-start; flex-direction: column; gap: 20px; }
  .hero-visual { min-height: 430px; }
  .advisor-card { width: 276px; height: 360px; }
  .portrait-face { left: 79px; top: 57px; }
  .portrait-hair { left: 69px; top: 40px; }
  .portrait-body { left: -4px; }
  .advisor-copy h3 { font-size: 18px; }
  .rate-card { top: 26px; left: 8px; }
  .match-card { right: 7px; bottom: 33px; }
  .hero-photo { height: 430px; object-position: 61% center; }
  .campaign-visual { width: 100%; min-height: 0; aspect-ratio: 4 / 3; }
  .campaign-hero-image { height: 100%; object-position: center; }
  .photo-caption { width: 230px; left: 16px; bottom: 16px; }
  .photo-caption h3 { font-size: 18px; }
  .hero-visual .rate-card { left: 14px; top: 14px; }
  .hero-visual .match-card { display: none; }
  .proof-strip { font-size: 11px; }
  .services, .process, .faq, .rates-section { padding-top: 64px; padding-bottom: 64px; }
  .section-heading { margin-bottom: 38px; }
  .campaign-feature { padding-top: 64px; padding-bottom: 64px; }
  .campaign-poster { min-height: 0; }
  .campaign-poster img { max-height: 470px; }
  .calculator-section { padding: 64px 0; }
  .calculator { padding: 18px; }
  .process-grid { grid-template-columns: 1fr; gap: 35px; }
  .process-grid::before { left: 28px; right: auto; top: 30px; bottom: 30px; border-top: 0; border-left: 1px dashed #aab5af; }
  .process-grid article { padding-left: 0; }
  .process-grid article > span { margin-left: 0; }
  .testimonial { margin-bottom: 90px; padding: 55px 24px; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .consult-form { padding: 23px; }
  .client-registry { padding: 23px; }
  .secure-intake { padding: 28px; }
  .consult-heading { margin-bottom: 35px; }
  .registry-head { flex-direction: column; }
  .client-item { grid-template-columns: 34px 1fr; }
  .client-meta { grid-column: 2; text-align: left; }
  .client-actions { grid-column: 1 / -1; }
  .bank-network { padding-top: 52px; }
  .bank-network-head { align-items: flex-start; flex-direction: column; }
  .bank-logos { grid-template-columns: 1fr 1fr; }
  .bank-logo { min-height: 64px; padding: 10px 12px; }
  .bank-logo img { height: 35px; }
  .bank-logo b { font-size: 7px; }
  .service-fee-card { padding: 23px; grid-template-columns: 1fr; gap: 16px; }
  .fee-number strong { font-size: 58px; }
  .fee-examples, .fee-terms { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; gap: 8px; }
  .footer-bottom p:last-child { text-align: left; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  * { animation: none !important; }
}














/* HLB-INSPIRED BANKING THEME */
:root {
  --ink: #002b5c;
  --ink-2: #06477f;
  --cream: #f2f4f6;
  --paper: #ffffff;
  --lime: #d71920;
  --gold: #d71920;
  --mint: #e9f1f8;
  --line: rgba(0, 43, 92, .16);
  --muted: #5e6b78;
  --radius: 6px;
  --shadow: 0 12px 32px rgba(0, 43, 92, .12);
}
body { color: #1c2a38; background: #fff; font-family: Arial, "Microsoft YaHei", "PingFang SC", sans-serif; }
h1, .rates-top h2, .section-heading h2, .calculator-copy h2, .faq-intro h2, .consult-heading h2, .campaign-feature-copy h2, .market-rate-card h3, .service-card h3, .form-title h3, .secure-intake h3 { font-family: Arial, "Microsoft YaHei", "PingFang SC", sans-serif; letter-spacing: -.025em; }
.bank-topbar { color: #18334d; border-bottom: 1px solid #dde3e8; background: #f6f7f8; font-size: 11px; }
.bank-topbar > div { min-height: 38px; display: flex; align-items: center; justify-content: space-between; }
.bank-topbar > div > div { display: flex; align-items: center; gap: 22px; }
.bank-topbar span, .bank-topbar strong, .bank-topbar a { padding: 12px 0 10px; }
.bank-topbar strong { color: #002b5c; border-bottom: 3px solid #d71920; font-weight: 700; }
.site-header { width: 100%; height: 78px; margin: 0; padding-inline: max(24px, calc((100% - 1180px) / 2)); border: 0; border-bottom: 1px solid #dfe5ea; border-radius: 0; background: #fff; box-shadow: 0 4px 15px rgba(0,43,92,.06); backdrop-filter: none; }
.official-logo-frame { width: 170px; height: 66px; border: 0; border-radius: 0; box-shadow: none; }
.desktop-nav { gap: 3px; padding: 0; border: 0; border-radius: 0; background: transparent; box-shadow: none; }
.desktop-nav a { padding: 28px 13px 25px; color: #24384d; border: 0; border-bottom: 3px solid transparent; border-radius: 0; font-size: 12px; }
.desktop-nav a:hover, .desktop-nav a:focus-visible { color: #002b5c; border-color: #d71920; background: transparent; box-shadow: none; }
.desktop-nav a::after { display: none; }
.header-cta { min-height: 44px; padding: 0 18px; gap: 12px; color: white; border-radius: 4px; background: #c8102e; font-size: 12px; font-weight: 700; }
.header-cta span { color: white; }
.hero { width: 100%; max-width: none; min-height: 570px; padding: 54px max(24px, calc((100% - 1180px) / 2)); color: white; background: linear-gradient(105deg, #002b5c 0%, #003d78 62%, #005494 100%); }
.eyebrow { color: rgba(255,255,255,.72); font-size: 11px; font-weight: 700; text-transform: uppercase; }
.eyebrow span { height: 3px; background: #ef3340; }
.bank-hero-title { margin: 18px 0 20px; color: white; font-size: clamp(38px, 4.2vw, 62px); line-height: 1.08; font-weight: 700; letter-spacing: -.04em; }
.hero-data-board { max-width: 520px; margin-top: 0; padding: 20px 22px; border: 1px solid rgba(255,255,255,.2); border-radius: 5px; background: rgba(0,24,55,.58); box-shadow: 0 16px 35px rgba(0,0,0,.2); }
.hero-lead { color: rgba(255,255,255,.74); }
.button { min-height: 48px; border-radius: 4px; }
.button-primary, .button-lime { color: white; background: #d71920; }
.button-primary span, .button-lime span { color: white; }
.text-link { color: white; border-color: rgba(255,255,255,.7); }
.campaign-visual { border: 8px solid white; border-radius: 5px; background: white; box-shadow: 0 18px 45px rgba(0,0,0,.22); }
.campaign-disclaimer { border-radius: 2px; }
.proof-strip { color: #18334d; border-bottom: 1px solid #dce3e9; background: white; box-shadow: 0 6px 16px rgba(0,43,92,.05); }
.proof-strip > p { color: #607080; font-weight: 700; }
.proof-strip div { border-color: #dce3e9; }
.proof-strip span { color: #d71920; font-weight: 700; }
.consult-section { color: #1b2c3d; border-bottom: 1px solid #dce3e9; background: #f3f6f8; }
.consult-section::before { display: none; }
.consult-heading h2 { color: #002b5c; }
.consult-heading-copy > p { color: #5e6b78; }
.contact-points { color: #40576c; }
.section-kicker, .section-kicker.light { color: #d71920; }
.section-kicker::before { background: #d71920; }
.consult-form { border: 1px solid #d8e0e7; border-radius: 6px; background: white; box-shadow: 0 10px 30px rgba(0,43,92,.1); }
.form-title span, .registry-head > div > span { color: white; background: #d71920; }
.consult-form input, .consult-form select, .consult-form textarea { border-color: #cdd7e0; border-radius: 4px; background: #f8fafb; }
.consult-form input:focus, .consult-form select:focus, .consult-form textarea:focus { border-color: #0067a8; box-shadow: 0 0 0 3px rgba(0,103,168,.12); }
.secure-intake { border: 0; border-radius: 6px; background: linear-gradient(145deg, #002b5c, #003d78); box-shadow: 0 12px 30px rgba(0,43,92,.18); }
.secure-badge, .secure-note span { color: #ffb3b7; }
.secure-flow div span { color: white; background: #d71920; }
.rates-section, .services, .campaign-feature, .process, .faq { background: white; }
.market-rate-card, .service-card { border-radius: 6px; box-shadow: 0 7px 20px rgba(0,43,92,.07); }
.market-rate-card::after { border-color: rgba(215,25,32,.18); }
.featured-rate, .dark-card { color: white; background: linear-gradient(145deg, #002b5c, #003d78); }
.rate-card-head b, .market-rate-card a span, .service-card a span { color: #d71920; }
.service-icon { color: white; border-radius: 5px; background: #d71920; }
.campaign-points span { color: #002b5c; border-radius: 4px; background: #eef4f8; }
.campaign-poster { border-radius: 6px; box-shadow: 0 12px 35px rgba(0,43,92,.14); }
.calculator-section { background: linear-gradient(110deg, #002b5c, #003f78); }
.calculator, .calc-result { border-radius: 6px; }
.calc-result { color: white; background: #d71920; }
.input-wrap { border-radius: 4px; }
.testimonial { border-radius: 6px; background: #f1f5f8; }
.accordion details { border-color: #dbe2e8; }
.bank-network { border-top: 4px solid #d71920; }
.service-fee-card { border-radius: 6px; background: linear-gradient(135deg, #002b5c, #003d78); }
.fee-number, .service-fee-card small, .fee-examples i, .fee-examples strong { color: #ffb3b7; }
footer { border-top: 5px solid #d71920; background: #002b5c; }
.footer-official-logo { background: white; }
@media (max-width: 900px) {
  .bank-topbar { display: none; }
  .site-header { height: 70px; padding: 0 18px; }
  .official-logo-frame { width: 145px; height: 58px; }
  .desktop-nav.mobile-open { top: 70px; border-radius: 0; background: white; }
  .desktop-nav.mobile-open a { padding: 12px; border-bottom: 1px solid #e2e7eb; }
  .hero { padding: 44px max(24px, calc((100% - 650px) / 2)); }
  .campaign-visual { justify-self: center; }
}
@media (max-width: 600px) {
  .hero { padding: 34px 16px 38px; }
  .bank-hero-title { font-size: 38px; }
  .hero-data-board { padding: 18px; }
  .proof-strip { padding-top: 18px; padding-bottom: 18px; }
  .consult-section { padding: 58px 0 52px; }
}
/* COMPACT MOBILE BANKING LAYOUT */
body { overflow-x: hidden; }
.hero > *, .hero-copy, .hero-visual, .campaign-visual { min-width: 0; max-width: 100%; }
@media (max-width: 600px) {
  .site-header { overflow: visible; }
  .menu-button { width: 40px; height: 40px; border-radius: 4px; background: #002b5c; }
  .hero { gap: 22px; }
  .bank-hero-title { margin: 14px 0 16px; font-size: 34px; line-height: 1.06; }
  .hero-data-board { padding: 14px; }
  .board-topline { padding-bottom: 12px; }
  .board-primary { padding: 14px 0 13px; grid-template-columns: minmax(0, 1fr) 66px; gap: 10px; }
  .principal-ring { width: 62px; height: 62px; padding: 4px; }
  .principal-ring strong { font-size: 15px; }
  .monthly-figure > strong { font-size: 28px; }
  .board-metrics > div { padding: 9px 8px; }
  .board-breakdown { padding-top: 12px; }
  .hero-lead { margin-top: 12px; font-size: 11px; line-height: 1.6; }
  .hero-actions { margin-top: 16px; gap: 14px; }
  .button { min-height: 44px; }
  .campaign-visual { width: min(76vw, 280px); aspect-ratio: 4 / 3; }
  .campaign-disclaimer { display: none; }
  .proof-strip { gap: 12px; }
  .consult-heading h2 { font-size: 37px; }
}
/* MOBILE OVERFLOW GUARD */
@media (max-width: 600px) {
  .hero { min-width: 0; overflow: hidden; }
  .hero-copy { width: 100%; max-width: calc(100vw - 32px); overflow: hidden; }
  .hero-lead { width: 100%; overflow-wrap: anywhere; }
  .campaign-visual { width: 270px; justify-self: center; }
}